Consumer Rights Resources
Consumer Rights Resources
Plain-language guidance on your rights under the FCRA, FDCPA, and Georgia auto fraud law — from a former FTC attorney.
7 posts
Auto Fraud and Dealer Misconduct in Georgia: What Consumers Need to Know
Deceived by a car dealer? Stuck with a loan you never agreed to? Georgia consumers have real legal rights under federal and state law — including the right to sue at no upfront cost.
When a Credit Report Problem Is Actually a Legal Problem: A Guide for Housing Counselors
If you work with clients trying to buy a home or recover from a financial setback, some credit report errors are more than paperwork delays — they may be federal law violations. Here is how to spot the difference.
Georgia Consumers Are Still Battling Credit Report Errors: What the Latest CFPB Complaint Data Shows
CFPB data from July 2025 to July 2026 shows 452,811 credit reporting complaints from Georgia alone — and thousands involve companies failing to properly investigate disputes. Here is what the numbers mean for you.
Consumer Protection in Georgia: Federal Law, State Law, and Your Rights
Georgia consumers are protected by both federal and state law. Understanding how these layers work together — and where to turn when your rights are violated — is the first step to protecting yourself.
Found an Error on Your Credit Report? Here Is How to Dispute It Effectively
Disputing a credit report error the right way matters — both for getting it fixed and for preserving your legal rights if the bureau fails to correct it. Here is a step-by-step guide.
10 Things Debt Collectors Are Legally Prohibited From Doing
The FDCPA gives you specific, enforceable rights against abusive debt collection tactics. Here are ten things debt collectors cannot legally do — and what to do if they cross the line.
What Is the Fair Credit Reporting Act — and What Rights Does It Give You?
The FCRA is one of the most powerful consumer protection laws on the books. Here is what it covers, who it applies to, and how it can put money in your pocket when violated.