Question 1

Is the consultation really free?

Accepted Answer

Yes. There is no charge for an initial consultation and no obligation to hire us afterward.

Question 2

What does it cost to hire an FCRA violation lawyer?

Accepted Answer

In most FCRA and FDCPA cases we work on a contingency basis — you pay nothing unless we recover for you. The FCRA and FDCPA also require defendants to pay attorney's fees when you prevail, which makes it economically viable for us to take meritorious cases at no upfront cost.

Question 3

How long do I have to file a credit report error claim?

Accepted Answer

FCRA claims generally have a two-year statute of limitations from when you discovered the violation. FDCPA claims have a one-year limit. Do not wait — contact us as soon as possible.

Question 4

Do I need to be in Georgia to work with your firm?

Accepted Answer

Not necessarily. Many of the nation's largest credit bureaus, debt collectors, and financial institutions are based in Georgia. Under federal law, consumers anywhere in the United States can bring FCRA and FDCPA claims against Georgia-based defendants. Contact us to discuss whether your case falls within our practice.

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The Chriss Law Firm, LLC

Common questions